The Awa Bank,Ltd.

8388 TSE Financials Banks
TSE Prime
¥10,190.00
+2.52%
Delayed · cached 15 min

Fair value analysis

8388
The Awa Bank,Ltd.
FinancialsBanks
¥10,190.00
Close used for this calculation
¥6,484.23Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
30/100
Profitability11/25
Returns1/25
Balance Sheet11/25
Efficiency7/25
Growth6/25
Weak
Quality radar
30Prof.11/25Ret.1/25Eff.7/25B.Sht11/25Growth6/25

Consensus fair value

¥6,484.23
Above FV
▼ -36.4% against the close used
Model range ¥3,460.44 – ¥9,586.69
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥3,460.44Fair value¥6,484.23Bull¥9,586.69
FairClose
52-week traded range
52W low ¥3,450.0052W high ¥10,200.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

The Awa Bank,Ltd. closed at ¥10,190.00, 57.2% above the consensus fair value of ¥6,484.23 drawn from 8 valuation models.

Financial DNA score 30/100 — Weak. P/E of 25.7x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥5,597.31
-45.1%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8.7%, r=10%, tg=3%, n=10yr
Graham Number
¥9,586.69
-5.9%
√(22.5 × EPS × BVPS)
EPS=396.84, BVPS=10292.93 · outside Graham range (P/E 25.7, P/B 1) — asset-light, treat as a rough floor
P/E Fair Value
¥7,936.80
-22.1%
EPS × 20x (sector P/E)
EPS=396.84, Sector P/E=20x
Peter Lynch (PEG)
¥3,460.44
-66.0%
EPS × Growth% (PEG = 1 is fair)
EPS=396.84, g=8.7%
Dividend Discount (DDM)
¥7,703.64
-24.4%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=142.66, r=10%, g=8%
Book Value (P/B)
¥4,353.91
-57.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=10292.93, ROE=4.2%, g=6%, r=10%
Reverse DCF
¥10,190.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 10.5% | Historical: 8.7%
Margin of Safety
¥5,780.20
-43.3%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=7706.93, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.