The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear¥1,510.30Fair value¥3,162.68Bull¥9,176.54
FairClose
52-week traded range
52W low ¥944.0052W high ¥3,075.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading close to the consensus fair value
THE OITA BANK,LTD. closed at ¥3,040.00, 3.9% below the consensus fair value of ¥3,162.68 drawn from 8 valuation models.
Financial DNA score 31/100 — Weak. P/E of 21.8x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
¥2,774.69
-8.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥3,189.35
+4.9%
√(22.5 × EPS × BVPS)
EPS=139.79, BVPS=3234.04
P/E Fair Value
¥2,795.80
-8.0%
EPS × 20x (sector P/E)
EPS=139.79, Sector P/E=20x
Peter Lynch (PEG)
¥2,583.32
-15.0%
EPS × Growth% (PEG = 1 is fair)
EPS=139.79, g=18.5%
Dividend Discount (DDM)
¥9,176.54
+201.9%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=169.94, r=10%, g=8%
Book Value (P/B)
¥1,510.30
-50.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=3234.04, ROE=4.7%, g=6%, r=10%
Reverse DCF
¥3,040.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 8.3% | Historical: 18.5%
Margin of Safety
¥2,189.96
-28.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=2919.95, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.