The Miyazaki Bank,Ltd.

8393 TSE Financials Banks
TSE Prime
¥2,693.00
+0.71%
Delayed · cached 15 min

Fair value analysis

8393
The Miyazaki Bank,Ltd.
FinancialsBanks
¥2,693.00
Close used for this calculation
¥2,959.60Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
43/100
Profitability15/25
Returns5/25
Balance Sheet3/25
Efficiency20/25
Growth16/25
Average
Quality radar
43Prof.15/25Ret.5/25Eff.20/25B.Sht3/25Growth16/25

Consensus fair value

¥2,959.60
Near FV
▲ +9.9% against the close used
Model range ¥554.44 – ¥10,804.85
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥554.44Fair value¥2,959.60Bull¥10,804.85
FairClose
52-week traded range
52W low ¥852.0052W high ¥2,693.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

The Miyazaki Bank,Ltd. closed at ¥2,693.00, 9.0% below the consensus fair value of ¥2,959.60 drawn from 8 valuation models.

Financial DNA score 43/100 — Average. P/E of 16.1x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥3,321.14
+23.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥3,152.70
+17.1%
√(22.5 × EPS × BVPS)
EPS=167.32, BVPS=2640.2
P/E Fair Value
¥3,346.40
+24.3%
EPS × 20x (sector P/E)
EPS=167.32, Sector P/E=20x
Peter Lynch (PEG)
¥2,876.23
+6.8%
EPS × Growth% (PEG = 1 is fair)
EPS=167.32, g=17.2%
Dividend Discount (DDM)
¥10,804.85
+301.2%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=200.09, r=10%, g=8%
Book Value (P/B)
¥554.44
-79.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=2640.2, ROE=6.8%, g=6%, r=10%
Reverse DCF
¥2,693.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 4.2% | Historical: 17.2%
Margin of Safety
¥2,455.06
-8.8%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=3273.41, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.