What sector does THE BANK OF SAGA LTD. belong to?

THE BANK OF SAGA LTD. operates in the Financials sector, specifically the Banks industry, and is listed on the US markets.

What is the current share price of 8395?

As of the latest available quote, 8395 traded at ¥6,600.00. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of 8395?

THE BANK OF SAGA LTD. has a price-to-earnings (P/E) ratio of about 13.07. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of 8395?

The market capitalisation of THE BANK OF SAGA LTD. is approximately ¥111.53B.

Does 8395 pay a dividend?

THE BANK OF SAGA LTD. currently has a dividend yield of about 1.67%.

What is the return on equity (ROE) of 8395?

THE BANK OF SAGA LTD. has a return on equity (ROE) of about 7.08%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of 8395?

Over the past 52 weeks, 8395 has traded between a low of ¥2,975.00 and a high of ¥6,820.00.

THE BANK OF SAGA LTD.

8395 TSE Financials Banks

TSE Prime

¥6,600.00

+0.30%

Delayed · cached 15 min

Fair value analysis

8395

THE BANK OF SAGA LTD.

¥6,600.00

Close used for this calculation

¥8,873.02Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

44/100

Profitability17/25

Returns6/25

Balance Sheet3/25

Efficiency18/25

Growth23/25

Average

Quality radar

Consensus fair value

¥8,873.02

Below FV

▲ +34.4% against the close used

Model range ¥2,025.00 – ¥10,399.78

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥2,025.00Fair value¥8,873.02Bull¥10,399.78

FairClose

52-week traded range

52W low ¥2,990.0052W high ¥6,750.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

THE BANK OF SAGA LTD. closed at ¥6,600.00, 25.6% below the consensus fair value of ¥8,873.02 drawn from 8 valuation models.

Financial DNA score 44/100 — Average. P/E of 13.0x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

¥10,084.29

+52.8%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

¥9,259.24

+40.3%

√(22.5 × EPS × BVPS)

EPS=508.05, BVPS=7500

P/E Fair Value

¥10,161.00

+54.0%

EPS × 20x (sector P/E)

EPS=508.05, Sector P/E=20x

Peter Lynch (PEG)

¥10,399.78

+57.6%

EPS × Growth% (PEG = 1 is fair)

EPS=508.05, g=20.5%

Dividend Discount (DDM)

¥5,951.88

-9.8%

D1 ÷ (r − g) where D1 = D0×(1+g)

D0=110.22, r=10%, g=8%

Book Value (P/B)

¥2,025.00

-69.3%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=7500, ROE=7.1%, g=6%, r=10%

Reverse DCF

¥6,600.00

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: 1.3% | Historical: 20.5%

Margin of Safety

¥7,376.13

+11.8%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=9834.84, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

Equity Timer