THE BANK OF KOCHI,LTD.

8416 TSE Financials Banks
TSE Standard
¥1,103.00
+0.18%
Delayed · cached 15 min

Fair value analysis

8416
THE BANK OF KOCHI,LTD.
FinancialsBanks
¥1,103.00
Close used for this calculation
¥921.66Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
33/100
Profitability14/25
Returns2/25
Balance Sheet8/25
Efficiency9/25
Growth15/25
Weak
Quality radar
33Prof.14/25Ret.2/25Eff.9/25B.Sht8/25Growth15/25

Consensus fair value

¥921.66
Above FV
▼ -16.4% against the close used
Model range ¥319.24 – ¥2,009.79
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥319.24Fair value¥921.66Bull¥2,009.79
FairClose
52-week traded range
52W low ¥828.0052W high ¥1,467.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

THE BANK OF KOCHI,LTD. closed at ¥1,103.00, 19.7% above the consensus fair value of ¥921.66 drawn from 8 valuation models.

Financial DNA score 33/100 — Weak. P/E of 23.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥884.65
-19.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
¥2,009.79
+82.2%
√(22.5 × EPS × BVPS)
EPS=47.2, BVPS=3803.45
P/E Fair Value
¥944.00
-14.4%
EPS × 20x (sector P/E)
EPS=47.2, Sector P/E=20x
Peter Lynch (PEG)
¥1,036.04
-6.1%
EPS × Growth% (PEG = 1 is fair)
EPS=47.2, g=22%
Dividend Discount (DDM)
¥319.24
-71.1%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=25.04, r=10%, g=2%
Book Value (P/B)
¥467.82
-57.6%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=3803.45, ROE=1.2%, g=3%, r=10%
Reverse DCF
¥1,103.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 9.2% | Historical: -22%
Margin of Safety
¥959.61
-13.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=1279.48, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.