Yamaguchi Financial Group,Inc.

8418 TSE Financials Banks
TSE Prime
¥3,203.00
-0.03%
Delayed · cached 15 min

Fair value analysis

8418
Yamaguchi Financial Group,Inc.
FinancialsBanks
¥3,203.00
Close used for this calculation
¥2,637.49Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
24/100
Profitability4/25
Returns4/25
Balance Sheet3/25
Efficiency13/25
Growth3/25
Weak
Quality radar
24Prof.4/25Ret.4/25Eff.13/25B.Sht3/25Growth3/25

Consensus fair value

¥2,637.49
Above FV
▼ -17.7% against the close used
Model range ¥816.77 – ¥3,383.03
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥816.77Fair value¥2,637.49Bull¥3,383.03
FairClose
52-week traded range
52W low ¥1,650.5052W high ¥3,255.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Yamaguchi Financial Group,Inc. closed at ¥3,203.00, 21.4% above the consensus fair value of ¥2,637.49 drawn from 7 valuation models.

Financial DNA score 24/100 — Weak. P/E of 20.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥2,946.70
-8.0%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
¥3,383.03
+5.6%
√(22.5 × EPS × BVPS)
EPS=157.22, BVPS=3235.35
P/E Fair Value
¥3,144.40
-1.8%
EPS × 20x (sector P/E)
EPS=157.22, Sector P/E=20x
Dividend Discount (DDM)
¥816.77
-74.5%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=64.06, r=10%, g=2%
Book Value (P/B)
¥970.61
-69.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=3235.35, ROE=5.1%, g=3%, r=10%
Reverse DCF
¥3,203.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 7.4% | Historical: 0%
Margin of Safety
¥2,368.53
-26.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=3158.04, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.