The Bank of Nagoya,Ltd.

8522 TSE Financials Banks
TSE Prime
¥7,150.00
+0.00%
Delayed · cached 15 min

Fair value analysis

8522
The Bank of Nagoya,Ltd.
FinancialsBanks
¥7,150.00
Close used for this calculation
¥7,877.96Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
42/100
Profitability13/25
Returns5/25
Balance Sheet8/25
Efficiency16/25
Growth14/25
Average
Quality radar
42Prof.13/25Ret.5/25Eff.16/25B.Sht8/25Growth14/25

Consensus fair value

¥7,877.96
Near FV
▲ +10.2% against the close used
Model range ¥1,372.54 – ¥9,189.18
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥1,372.54Fair value¥7,877.96Bull¥9,189.18
FairClose
52-week traded range
52W low ¥3,320.0052W high ¥7,270.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

The Bank of Nagoya,Ltd. closed at ¥7,150.00, 9.2% below the consensus fair value of ¥7,877.96 drawn from 8 valuation models.

Financial DNA score 42/100 — Average. P/E of 17.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥8,178.79
+14.4%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥7,693.26
+7.6%
√(22.5 × EPS × BVPS)
EPS=412.05, BVPS=6383.93
P/E Fair Value
¥8,241.00
+15.3%
EPS × 20x (sector P/E)
EPS=412.05, Sector P/E=20x
Peter Lynch (PEG)
¥6,127.18
-14.3%
EPS × Growth% (PEG = 1 is fair)
EPS=412.05, g=14.9%
Dividend Discount (DDM)
¥9,189.18
+28.5%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=170.17, r=10%, g=8%
Book Value (P/B)
¥1,372.54
-80.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=6383.93, ROE=6.9%, g=6%, r=10%
Reverse DCF
¥7,150.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 5.2% | Historical: 14.9%
Margin of Safety
¥6,028.26
-15.7%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=8037.68, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.