The Ehime Bank,Ltd.

8541 TSE Financials Banks
TSE Prime
¥3,295.00
+0.92%
Delayed · cached 15 min

Fair value analysis

8541
The Ehime Bank,Ltd.
FinancialsBanks
¥3,295.00
Close used for this calculation
¥2,857.10Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
37/100
Profitability11/25
Returns4/25
Balance Sheet8/25
Efficiency14/25
Growth6/25
Average
Quality radar
37Prof.11/25Ret.4/25Eff.14/25B.Sht8/25Growth6/25

Consensus fair value

¥2,857.10
Near FV
▼ -13.3% against the close used
Model range ¥1,050.49 – ¥3,921.60
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥1,050.49Fair value¥2,857.10Bull¥3,921.60
FairClose
52-week traded range
52W low ¥1,129.0052W high ¥3,320.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

The Ehime Bank,Ltd. closed at ¥3,295.00, 15.3% above the consensus fair value of ¥2,857.10 drawn from 8 valuation models.

Financial DNA score 37/100 — Average. P/E of 17.9x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥3,029.86
-8.0%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=5.7%, r=10%, tg=3%, n=10yr
Graham Number
¥3,921.60
+19.0%
√(22.5 × EPS × BVPS)
EPS=184.62, BVPS=3702.25
P/E Fair Value
¥3,692.40
+12.1%
EPS × 20x (sector P/E)
EPS=184.62, Sector P/E=20x
Peter Lynch (PEG)
¥1,050.49
-68.1%
EPS × Growth% (PEG = 1 is fair)
EPS=184.62, g=5.7%
Dividend Discount (DDM)
¥1,131.20
-65.7%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=46.13, r=10%, g=5.7%
Book Value (P/B)
¥1,906.66
-42.1%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=3702.25, ROE=5.2%, g=5.7%, r=10%
Reverse DCF
¥3,295.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 5.6% | Historical: 5.7%
Margin of Safety
¥2,660.97
-19.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=3547.95, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.