The Keiyo Bank,Ltd.

8544 TSE Financials Banks
TSE Prime
¥2,839.00
-0.80%
Delayed · cached 15 min

Fair value analysis

8544
The Keiyo Bank,Ltd.
FinancialsBanks
¥2,839.00
Close used for this calculation
¥2,349.47Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
27/100
Profitability11/25
Returns4/25
Balance Sheet3/25
Efficiency9/25
Growth6/25
Weak
Quality radar
27Prof.11/25Ret.4/25Eff.9/25B.Sht3/25Growth6/25

Consensus fair value

¥2,349.47
Above FV
▼ -17.2% against the close used
Model range ¥1,212.59 – ¥2,830.13
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥1,212.59Fair value¥2,349.47Bull¥2,830.13
FairClose
52-week traded range
52W low ¥1,226.0052W high ¥2,935.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

The Keiyo Bank,Ltd. closed at ¥2,839.00, 20.8% above the consensus fair value of ¥2,349.47 drawn from 8 valuation models.

Financial DNA score 27/100 — Weak. P/E of 21.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥2,613.32
-7.9%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥2,830.13
-0.3%
√(22.5 × EPS × BVPS)
EPS=131.66, BVPS=2703.81 · outside Graham range (P/E 21.6, P/B 1.1) — asset-light, treat as a rough floor
P/E Fair Value
¥2,633.20
-7.2%
EPS × 20x (sector P/E)
EPS=131.66, Sector P/E=20x
Peter Lynch (PEG)
¥1,212.59
-57.3%
EPS × Growth% (PEG = 1 is fair)
EPS=131.66, g=9.2%
Dividend Discount (DDM)
¥2,268.93
-20.1%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=42.02, r=10%, g=8%
Book Value (P/B)
¥1,368.13
-51.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=2703.81, ROE=5.1%, g=6%, r=10%
Reverse DCF
¥2,839.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 8.2% | Historical: 9.2%
Margin of Safety
¥2,019.16
-28.9%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=2692.22, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.