The Kita-Nippon Bank,Ltd.
TSE Prime
¥8,480.00
+2.42%
Delayed · cached 15 min
Fair value analysis
8551
The Kita-Nippon Bank,Ltd.
¥8,480.00
Close used for this calculation
¥10,771.91Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
44/100
Quality radar
Consensus fair value
¥10,771.91
Below FV▲ +27.0% against the close used
Model range ¥5,587.51 – ¥45,007.49
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear¥5,587.51Fair value¥10,771.91Bull¥45,007.49
FairClose
52-week traded range
52W low ¥3,545.0052W high ¥8,480.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading below the consensus fair value
The Kita-Nippon Bank,Ltd. closed at ¥8,480.00, 21.3% below the consensus fair value of ¥10,771.91 drawn from 8 valuation models.
Financial DNA score 44/100 — Average. P/E of 16.1x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
¥45,007.49
+430.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥11,746.81
+38.5%
√(22.5 × EPS × BVPS)
EPS=527.94, BVPS=11616.44
P/E Fair Value
¥10,558.80
+24.5%
EPS × 20x (sector P/E)
EPS=527.94, Sector P/E=20x
Peter Lynch (PEG)
¥10,506.01
+23.9%
EPS × Growth% (PEG = 1 is fair)
EPS=527.94, g=19.9%
Dividend Discount (DDM)
¥9,936.86
+17.2%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=184.02, r=10%, g=8%
Book Value (P/B)
¥5,587.51
-34.1%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=11616.44, ROE=4.8%, g=6%, r=10%
Reverse DCF
¥8,480.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 4.2% | Historical: 19.9%
Margin of Safety
¥16,828.27
+98.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=22437.7, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.