THE FUKUSHIMA BANK,LTD.

8562 TSE Financials Banks
TSE Standard
¥385.00
+1.32%
Delayed · cached 15 min

Fair value analysis

8562
THE FUKUSHIMA BANK,LTD.
FinancialsBanks
¥385.00
Close used for this calculation
¥419.03Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
25/100
Profitability6/25
Returns2/25
Balance Sheet3/25
Efficiency14/25
Growth6/25
Weak
Quality radar
25Prof.6/25Ret.2/25Eff.14/25B.Sht3/25Growth6/25

Consensus fair value

¥419.03
Near FV
▲ +8.8% against the close used
Model range ¥7.86 – ¥571.58
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥7.86Fair value¥419.03Bull¥571.58
FairClose
52-week traded range
52W low ¥221.0052W high ¥424.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

THE FUKUSHIMA BANK,LTD. closed at ¥385.00, 8.1% below the consensus fair value of ¥419.03 drawn from 8 valuation models.

Financial DNA score 25/100 — Weak. P/E of 18.2x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥395.84
+2.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
¥571.58
+48.5%
√(22.5 × EPS × BVPS)
EPS=21.12, BVPS=687.5
P/E Fair Value
¥422.40
+9.7%
EPS × 20x (sector P/E)
EPS=21.12, Sector P/E=20x
Peter Lynch (PEG)
¥59.98
-84.4%
EPS × Growth% (PEG = 1 is fair)
EPS=21.12, g=2.8%
Dividend Discount (DDM)
¥63.81
-83.4%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=5.01, r=10%, g=2%
Book Value (P/B)
¥7.86
-98.0%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=687.5, ROE=3.1%, g=3%, r=10%
Reverse DCF
¥385.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 5.9% | Historical: -2.8%
Margin of Safety
¥347.46
-9.8%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=463.27, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.