AEON Financial Service Co.,Ltd.

8570 TSE Financials Other Financing Business
TSE Prime
¥1,636.00
+0.31%
Delayed · cached 15 min

Fair value analysis

8570
AEON Financial Service Co.,Ltd.
FinancialsOther Financing Business
¥1,636.00
Close used for this calculation
¥1,653.49Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
36/100
Profitability8/25
Returns2/25
Balance Sheet8/25
Efficiency18/25
Growth10/25
Average
Quality radar
36Prof.8/25Ret.2/25Eff.18/25B.Sht8/25Growth10/25

Consensus fair value

¥1,653.49
Near FV
▲ +1.1% against the close used
Model range ¥473.75 – ¥2,204.52
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥473.75Fair value¥1,653.49Bull¥2,204.52
FairClose
52-week traded range
52W low ¥1,423.0052W high ¥1,848.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

AEON Financial Service Co.,Ltd. closed at ¥1,636.00, 1.1% below the consensus fair value of ¥1,653.49 drawn from 8 valuation models.

Financial DNA score 36/100 — Average. P/E of 16.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥1,831.15
+11.9%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
¥2,204.52
+34.8%
√(22.5 × EPS × BVPS)
EPS=97.7, BVPS=2210.81
P/E Fair Value
¥1,954.00
+19.4%
EPS × 20x (sector P/E)
EPS=97.7, Sector P/E=20x
Peter Lynch (PEG)
¥839.24
-48.7%
EPS × Growth% (PEG = 1 is fair)
EPS=97.7, g=8.6%
Dividend Discount (DDM)
¥675.83
-58.7%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=53.01, r=10%, g=2%
Book Value (P/B)
¥473.75
-71.0%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=2210.81, ROE=4.5%, g=3%, r=10%
Reverse DCF
¥1,636.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 4.8% | Historical: -8.6%
Margin of Safety
¥1,497.42
-8.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=1996.56, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.