What sector does MS&AD Insurance Group Holdings,Inc. belong to?

MS&AD Insurance Group Holdings,Inc. operates in the Financials sector, specifically the Insurance industry, and is listed on the US markets.

What is the current share price of 8725?

As of the latest available quote, 8725 traded at ¥5,091.00. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of 8725?

MS&AD Insurance Group Holdings,Inc. has a price-to-earnings (P/E) ratio of about 9.62. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of 8725?

The market capitalisation of MS&AD Insurance Group Holdings,Inc. is approximately ¥7.58T.

Does 8725 pay a dividend?

MS&AD Insurance Group Holdings,Inc. currently has a dividend yield of about 2.52%.

What is the return on equity (ROE) of 8725?

MS&AD Insurance Group Holdings,Inc. has a return on equity (ROE) of about 8.65%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of 8725?

Over the past 52 weeks, 8725 has traded between a low of ¥3,108.00 and a high of ¥5,315.00.

MS&AD Insurance Group Holdings,Inc.

8725 TSE Financials Insurance

TSE Prime

¥5,091.00

+2.56%

Delayed · cached 15 min

Fair value analysis

8725

MS&AD Insurance Group Holdings,Inc.

¥5,091.00

Close used for this calculation

¥8,106.36Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

52/100

Profitability17/25

Returns6/25

Balance Sheet11/25

Efficiency18/25

Growth22/25

Good

Quality radar

Consensus fair value

¥8,106.36

Below FV

▲ +59.2% against the close used

Model range ¥2,175.99 – ¥12,308.29

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥2,175.99Fair value¥8,106.36Bull¥12,308.29

FairClose

52-week traded range

52W low ¥3,142.0052W high ¥5,240.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

MS&AD Insurance Group Holdings,Inc. closed at ¥5,091.00, 37.2% below the consensus fair value of ¥8,106.36 drawn from 8 valuation models.

Financial DNA score 52/100 — Good. P/E of 14.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

¥12,308.29

+141.8%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

¥5,034.56

-1.1%

√(22.5 × EPS × BVPS)

EPS=342.98, BVPS=3284.52 · outside Graham range (P/E 14.8, P/B 1.6) — asset-light, treat as a rough floor

P/E Fair Value

¥6,859.60

+34.7%

EPS × 20x (sector P/E)

EPS=342.98, Sector P/E=20x

Peter Lynch (PEG)

¥6,194.22

+21.7%

EPS × Growth% (PEG = 1 is fair)

EPS=342.98, g=18.1%

Dividend Discount (DDM)

¥8,632.30

+69.6%

D1 ÷ (r − g) where D1 = D0×(1+g)

D0=159.86, r=10%, g=8%

Book Value (P/B)

¥2,175.99

-57.3%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=3284.52, ROE=8.7%, g=6%, r=10%

Reverse DCF

¥5,091.00

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: 3.1% | Historical: 18.1%

Margin of Safety

¥6,050.61

+18.8%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=8067.48, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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