FinTech Global Incorporated

8789 TSE Financials Other Financing Business
TSE Standard
¥159.00
-1.85%
Delayed · cached 15 min

Fair value analysis

8789
FinTech Global Incorporated
FinancialsOther Financing Business
¥159.00
Close used for this calculation
¥206.79Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
72/100
Profitability21/25
Returns19/25
Balance Sheet14/25
Efficiency18/25
Growth23/25
Strong
Quality radar
72Prof.21/25Ret.19/25Eff.18/25B.Sht14/25Growth23/25

Consensus fair value

¥206.79
Below FV
▲ +30.1% against the close used
Model range ¥117.86 – ¥327.30
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear¥117.86Fair value¥206.79Bull¥327.30
FairClose
52-week traded range
52W low ¥101.0052W high ¥175.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

FinTech Global Incorporated closed at ¥159.00, 23.1% below the consensus fair value of ¥206.79 drawn from 8 valuation models.

Financial DNA score 72/100 — Strong. P/E of 14.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
¥216.55
+36.2%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
¥117.86
-25.9%
√(22.5 × EPS × BVPS)
EPS=10.91, BVPS=56.58 · outside Graham range (P/E 14.6, P/B 2.8) — asset-light, treat as a rough floor
P/E Fair Value
¥218.20
+37.2%
EPS × 20x (sector P/E)
EPS=10.91, Sector P/E=20x
Peter Lynch (PEG)
¥327.30
+105.8%
EPS × Growth% (PEG = 1 is fair)
EPS=10.91, g=30%
Dividend Discount (DDM)
¥162.28
+2.1%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=3.01, r=10%, g=8%
Book Value (P/B)
¥209.36
+31.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=56.58, ROE=20.8%, g=6%, r=10%
Reverse DCF
¥159.00
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 2.9% | Historical: 100.7%
Margin of Safety
¥138.15
-13.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=184.2, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.