The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear₹818.20Fair value₹1,157.63Bull₹2,677.07
FairClose
52-week traded range
52W low ₹1,073.9052W high ₹1,736.40
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading above the consensus fair value
Aavas Financiers Limited closed at ₹1,286.10, 11.1% above the consensus fair value of ₹1,157.63 drawn from 8 valuation models.
Financial DNA score 51/100 — Good. P/E of 20.6x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
₹1,230.64
-4.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹818.20
-36.4%
√(22.5 × EPS × BVPS)
EPS=62, BVPS=479.89 · outside Graham range (P/E 20.6, P/B 2.7) — asset-light, treat as a rough floor
Graham Formula
₹2,677.07
+108.2%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=19%, FD=7%
P/E Fair Value
₹824.60
-35.9%
EPS × 13.3x (sector P/E)
EPS=62, Sector P/E=13.3x
Peter Lynch (PEG)
₹1,178.00
-8.4%
EPS × Growth% (PEG = 1 is fair)
EPS=62, g=19%
Book Value (P/B)
₹947.78
-26.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=479.89, ROE=13.9%, g=6%, r=10%
Reverse DCF
₹1,286.10
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 7.6% | Historical: 19%
Margin of Safety
₹1,040.72
-19.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=1387.63, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.