American International Group

AIG US Financials Multi-line Insurance
S&P 500
$75.33
+0.40%
Delayed · cached 15 min

Fair value analysis

AIG
American International Group
FinancialsMulti-line Insurance
$75.33
Close used for this calculation
$85.18Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
60/100
Profitability13/25
Returns13/25
Balance Sheet16/25
Efficiency18/25
Growth9/25
Good
Quality radar
60Prof.13/25Ret.13/25Eff.18/25B.Sht16/25Growth9/25

Consensus fair value

$85.18
Near FV
▲ +13.1% against the close used
Model range $5.43 – $121.30
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$5.43Fair value$85.18Bull$121.30
FairClose
52-week traded range
52W low $71.8952W high $86.59

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

American International Group closed at $75.33, 11.6% below the consensus fair value of $85.18 drawn from 9 valuation models.

Financial DNA score 60/100 — Good. P/E of 13.9x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$67.99
-9.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=1%, r=10%, tg=3%, n=10yr
Graham Number
$96.42
+28.0%
√(22.5 × EPS × BVPS)
EPS=5.43, BVPS=76.09
P/E Fair Value
$108.60
+44.2%
EPS × 20x (sector P/E)
EPS=5.43, Sector P/E=20x
Peter Lynch (PEG)
$5.43
-92.8%
EPS × Growth% (PEG = 1 is fair)
EPS=5.43, g=1%
EV/EBITDA
$121.30
+61.0%
(EBITDA × 10.5x − Net Debt) ÷ Shares
EBITDA=7.33B
Dividend Discount (DDM)
$22.28
-70.4%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.75, r=10%, g=2%
Book Value (P/B)
$50.22
-33.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=76.09, ROE=7.6%, g=3%, r=10%
Reverse DCF
$75.33
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 2.2% | Historical: 1%
Margin of Safety
$68.25
-9.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=91, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.