$288.95
Near FV▲ +13.9% against the close used
Model range $138.67 – $797.23
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Bear$138.67Fair value$288.95Bull$797.23
FairClose
52-week traded range
52W low $190.0052W high $275.11
The 52-week range is measured from the stored price history, not estimated.
Trading below the consensus fair value
Allstate closed at $253.71, 12.2% below the consensus fair value of $288.95 drawn from 9 valuation models.
Financial DNA score 71/100 — Strong. P/E of 17.7x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
DCF Valuation
$274.13
+8.1%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$205.10
-19.2%
√(22.5 × EPS × BVPS)
EPS=14.37, BVPS=130.11 · outside Graham range (P/E 17.7, P/B 2) — asset-light, treat as a rough floor
P/E Fair Value
$287.40
+13.3%
EPS × 20x (sector P/E)
EPS=14.37, Sector P/E=20x
Peter Lynch (PEG)
$138.67
-45.3%
EPS × Growth% (PEG = 1 is fair)
EPS=14.37, g=9.7%
EV/EBITDA
$273.05
+7.6%
(EBITDA × 14.8x − Net Debt) ÷ Shares
EBITDA=13.64B
Dividend Discount (DDM)
$216.47
-14.7%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=4.01, r=10%, g=8%
Book Value (P/B)
$797.23
+214.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=130.11, ROE=30.5%, g=6%, r=10%
Reverse DCF
$253.71
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 5.5% | Historical: 9.7%
Margin of Safety
$191.66
-24.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=255.54, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.