Allstate

ALL US Financials Property & Casualty Insurance
S&P 500
$253.71
+0.76%
Delayed · cached 15 min

Fair value analysis

ALL
Allstate
FinancialsProperty & Casualty Insurance
$253.71
Close used for this calculation
$288.95Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
71/100
Profitability17/25
Returns15/25
Balance Sheet19/25
Efficiency20/25
Growth11/25
Strong
Quality radar
71Prof.17/25Ret.15/25Eff.20/25B.Sht19/25Growth11/25

Consensus fair value

$288.95
Near FV
▲ +13.9% against the close used
Model range $138.67 – $797.23
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$138.67Fair value$288.95Bull$797.23
FairClose
52-week traded range
52W low $190.0052W high $275.11

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Allstate closed at $253.71, 12.2% below the consensus fair value of $288.95 drawn from 9 valuation models.

Financial DNA score 71/100 — Strong. P/E of 17.7x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$274.13
+8.1%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$205.10
-19.2%
√(22.5 × EPS × BVPS)
EPS=14.37, BVPS=130.11 · outside Graham range (P/E 17.7, P/B 2) — asset-light, treat as a rough floor
P/E Fair Value
$287.40
+13.3%
EPS × 20x (sector P/E)
EPS=14.37, Sector P/E=20x
Peter Lynch (PEG)
$138.67
-45.3%
EPS × Growth% (PEG = 1 is fair)
EPS=14.37, g=9.7%
EV/EBITDA
$273.05
+7.6%
(EBITDA × 14.8x − Net Debt) ÷ Shares
EBITDA=13.64B
Dividend Discount (DDM)
$216.47
-14.7%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=4.01, r=10%, g=8%
Book Value (P/B)
$797.23
+214.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=130.11, ROE=30.5%, g=6%, r=10%
Reverse DCF
$253.71
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 5.5% | Historical: 9.7%
Margin of Safety
$191.66
-24.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=255.54, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.