What sector does Ally Financial belong to?

Ally Financial operates in the Financials sector, specifically the Consumer Finance industry, and is listed on the US markets.

What is the current share price of ALLY?

As of the latest available quote, ALLY traded at $42.07. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of ALLY?

Ally Financial has a price-to-earnings (P/E) ratio of about 9.90. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of ALLY?

The market capitalisation of Ally Financial is approximately $15.12B.

Is Ally Financial profitable?

For its latest reported financial year, Ally Financial recorded a net profit margin of about 68.49%.

Does ALLY pay a dividend?

Ally Financial currently has a dividend yield of about 2.85%.

What is the return on equity (ROE) of ALLY?

Ally Financial has a return on equity (ROE) of about 5.50%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of ALLY?

Over the past 52 weeks, ALLY has traded between a low of $35.92 and a high of $47.29.

Ally Financial

ALLY US Financials Consumer Finance

S&P 400

$42.07

-0.24%

Delayed · cached 15 min

Fair value analysis

ALLY

Ally Financial

$42.07

Close used for this calculation

$39.93Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

53/100

Profitability17/25

Returns12/25

Balance Sheet8/25

Efficiency16/25

Growth4/25

Good

Quality radar

Consensus fair value

$39.93

Near FV

▼ -5.1% against the close used

Model range $6.21 – $57.43

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$6.21Fair value$39.93Bull$57.43

FairClose

52-week traded range

52W low $35.9652W high $47.25

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

Ally Financial closed at $42.07, 5.4% above the consensus fair value of $39.93 drawn from 9 valuation models.

Financial DNA score 53/100 — Good. P/E of 17.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

$32.58

-22.5%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=2.6%, r=10%, tg=3%, n=10yr

Graham Number

$51.68

+22.8%

√(22.5 × EPS × BVPS)

EPS=2.37, BVPS=50.08

P/E Fair Value

$47.40

+12.7%

EPS × 20x (sector P/E)

EPS=2.37, Sector P/E=20x

Peter Lynch (PEG)

$6.21

-85.2%

EPS × Growth% (PEG = 1 is fair)

EPS=2.37, g=2.6%

EV/EBITDA

$57.43

+36.5%

(EBITDA × 11.3x − Net Debt) ÷ Shares

EBITDA=2.45B

Dividend Discount (DDM)

$16.67

-60.4%

D1 ÷ (r − g) where D1 = D0×(1+g)

D0=1.2, r=10%, g=2.6%

Book Value (P/B)

$17.89

-57.5%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=50.08, ROE=5.5%, g=3%, r=10%

Reverse DCF

$42.07

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: 5.5% | Historical: 2.6%

Margin of Safety

$32.92

-21.8%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=43.89, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

Equity Timer