₹296.21
Above FV▼ -31.5% against the close used
Model range ₹63.67 – ₹607.08
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Bear₹63.67Fair value₹296.21Bull₹607.08
FairClose
52-week traded range
52W low ₹394.4052W high ₹498.55
The 52-week range is measured from the stored price history, not estimated.
Trading above the consensus fair value
Ashika Credit Capital L closed at ₹432.45, 46.0% above the consensus fair value of ₹296.21 drawn from 8 valuation models.
Financial DNA score 39/100 — Average. P/E of 49.0x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
DCF Valuation
₹267.56
-38.1%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹227.69
-47.3%
√(22.5 × EPS × BVPS)
EPS=13.48, BVPS=170.93 · outside Graham range (P/E 49, P/B 2.5) — asset-light, treat as a rough floor
Graham Formula
₹607.08
+40.4%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹269.60
-37.7%
EPS × 20x (sector P/E)
EPS=13.48, Sector P/E=20x
Peter Lynch (PEG)
₹300.60
-30.5%
EPS × Growth% (PEG = 1 is fair)
EPS=13.48, g=22.3%
Book Value (P/B)
₹63.67
-85.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=170.93, ROE=7.5%, g=6%, r=10%
Reverse DCF
₹432.45
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 13.5% | Historical: 22.3%
Margin of Safety
₹257.24
-40.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=342.98, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.