Atlantic Union Bankshares, Corp.

AUB US Financials Regional Banks
S&P 600
$39.72
+0.25%
Delayed · cached 15 min

Fair value analysis

AUB
Atlantic Union Bankshares, Corp.
FinancialsRegional Banks
$39.72
Close used for this calculation
$31.96Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
54/100
Profitability17/25
Returns5/25
Balance Sheet16/25
Efficiency16/25
Growth8/25
Good
Quality radar
54Prof.17/25Ret.5/25Eff.16/25B.Sht16/25Growth8/25

Consensus fair value

$31.96
Above FV
▼ -19.5% against the close used
Model range $11.10 – $40.61
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$11.10Fair value$31.96Bull$40.61
FairClose
52-week traded range
52W low $31.2952W high $43.39

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Atlantic Union Bankshares, Corp. closed at $39.72, 24.3% above the consensus fair value of $31.96 drawn from 9 valuation models.

Financial DNA score 54/100 — Good. P/E of 19.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$32.90
-17.2%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=5.5%, r=10%, tg=3%, n=10yr
Graham Number
$40.61
+2.2%
√(22.5 × EPS × BVPS)
EPS=2.03, BVPS=36.11
P/E Fair Value
$40.60
+2.2%
EPS × 20x (sector P/E)
EPS=2.03, Sector P/E=20x
Peter Lynch (PEG)
$11.10
-72.0%
EPS × Growth% (PEG = 1 is fair)
EPS=2.03, g=5.5%
EV/EBITDA
$29.57
-25.6%
(EBITDA × 12.7x − Net Debt) ÷ Shares
EBITDA=354.73M
Dividend Discount (DDM)
$32.37
-18.5%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.39, r=10%, g=5.5%
Book Value (P/B)
$19.17
-51.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=36.11, ROE=5.3%, g=5.5%, r=10%
Reverse DCF
$39.72
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 6.9% | Historical: 5.5%
Margin of Safety
$28.53
-28.2%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=38.04, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.