Aye Finance Limited
₹179.00
+0.51%
Delayed · cached 15 min
Fair value analysis
AYE
Aye Finance Limited
₹178.10
Close used for this calculation
₹135.16Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
27/100
Quality radar
Consensus fair value
₹135.16
Above FV▼ -24.1% against the close used
Model range ₹107.06 – ₹148.84
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear₹107.06Fair value₹135.16Bull₹148.84
FairClose
52-week traded range
52W low ₹90.0752W high ₹189.13
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading above the consensus fair value
Aye Finance Limited closed at ₹178.10, 31.8% above the consensus fair value of ₹135.16 drawn from 6 valuation models.
Financial DNA score 27/100 — Weak. P/E of 18.6x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
₹147.13
-17.4%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
₹148.84
-16.4%
√(22.5 × EPS × BVPS)
EPS=7.85, BVPS=125.42 · outside Graham range (P/E 18.6, P/B 1.4) — asset-light, treat as a rough floor
P/E Fair Value
₹132.27
-25.7%
EPS × 16.85x (sector P/E)
EPS=7.85, Sector P/E=16.85x
Book Value (P/B)
₹111.81
-37.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=125.42, ROE=9.2%, g=3%, r=10%
Reverse DCF
₹178.10
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 8.8% | Historical: 0%
Margin of Safety
₹107.06
-39.9%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=142.75, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.