Baid Finserv Limited

BAIDFIN NSE Financial Services Non Banking Financial Company (NBFC)
₹11.88
+1.19%
Delayed · cached 15 min

Fair value analysis

BAIDFIN
Baid Finserv Limited
Financial ServicesNon Banking Financial Company (NBFC)
₹11.74
Close used for this calculation
₹17.04Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
43/100
Profitability19/25
Returns6/25
Balance Sheet3/25
Efficiency15/25
Growth14/25
Average
Quality radar
43Prof.19/25Ret.6/25Eff.15/25B.Sht3/25Growth14/25

Consensus fair value

₹17.04
Below FV
▲ +45.1% against the close used
Model range ₹4.60 – ₹29.27
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹4.60Fair value₹17.04Bull₹29.27
FairClose
52-week traded range
52W low ₹9.1052W high ₹12.47

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Baid Finserv Limited closed at ₹11.74, 31.1% below the consensus fair value of ₹17.04 drawn from 8 valuation models.

Financial DNA score 43/100 — Average. P/E of 12.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹19.25
+64.0%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹17.79
+51.5%
√(22.5 × EPS × BVPS)
EPS=0.97, BVPS=14.49
Graham Formula
₹29.27
+149.3%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=12%, FD=7%
P/E Fair Value
₹16.34
+39.2%
EPS × 16.85x (sector P/E)
EPS=0.97, Sector P/E=16.85x
Peter Lynch (PEG)
₹11.64
-0.9%
EPS × Growth% (PEG = 1 is fair)
EPS=0.97, g=12%
Book Value (P/B)
₹4.60
-60.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=14.49, ROE=7.3%, g=6%, r=10%
Reverse DCF
₹11.74
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 0.3% | Historical: 12%
Margin of Safety
₹15.50
+32.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=20.66, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.