Bajaj Finserv Ltd.

BAJAJFINSV NSE Financial Services Holding Company
Nifty 50 Nifty 100 Nifty 200 Nifty 500 LargeMid 250 F&O
₹1,913.50
-1.39%
Delayed · cached 15 min

Fair value analysis

BAJAJFINSV
Bajaj Finserv Ltd.
Financial ServicesHolding Company
₹1,940.50
Close used for this calculation
₹1,282.51Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
42/100
Profitability19/25
Returns16/25
Balance Sheet1/25
Efficiency6/25
Growth9/25
Average
Quality radar
42Prof.19/25Ret.16/25Eff.6/25B.Sht1/25Growth9/25

Consensus fair value

₹1,282.51
Above FV
▼ -33.9% against the close used
Model range ₹844.40 – ₹3,746.71
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹844.40Fair value₹1,282.51Bull₹3,746.71
FairClose
52-week traded range
52W low ₹1,631.8052W high ₹2,176.60

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Bajaj Finserv Ltd. closed at ₹1,940.50, 51.3% above the consensus fair value of ₹1,282.51 drawn from 7 valuation models.

Financial DNA score 42/100 — Average. P/E of 29.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

Graham Number
₹844.40
-56.5%
√(22.5 × EPS × BVPS)
EPS=61.24, BVPS=517.47 · outside Graham range (P/E 29.8, P/B 3.8) — asset-light, treat as a rough floor
P/E Fair Value
₹857.36
-55.8%
EPS × 14x (sector P/E)
EPS=61.24, Sector P/E=14x
Peter Lynch (PEG)
₹918.60
-52.7%
EPS × Growth% (PEG = 1 is fair)
EPS=61.24, g=15%
EV/EBITDA
₹3,746.71
+93.1%
(EBITDA × 17.5x − Net Debt) ÷ Shares
EBITDA=583.89B
Book Value (P/B)
₹1,102.20
-43.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=517.47, ROE=13.2%, g=6%, r=10%
Reverse DCF
₹1,940.50
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 13.3% | Historical: 15%
Margin of Safety
₹957.49
-50.7%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=1276.66, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.