Bancfirst Corp
S&P 600
Balance Sheet
Assets vs Liabilities
Figures in US$Total AssetsTotal Liabilities
How to read this: total assets are everything the company owns; total liabilities are everything it owes. The gap between the two bars is the shareholders' stake (net worth). Assets growing faster than liabilities over time generally means the net worth is building up.
| Period | Total Assets | Total Liabilities | Stockholders Equity | Retained Earnings | Cash & Equivalents | Property, Plant & Equipment | Current Debt |
|---|---|---|---|---|---|---|---|
| FY2014 | $6.57B | $5.97B | $609.31M | $492.78M | $1.91B | $121.34M | $3.98M |
| FY2015 | $6.69B | $6.04B | $655.51M | $535.52M | $1.60B | $126.81M | $500.00K |
| FY2016 | $7.02B | $6.31B | $711.09M | $577.65M | $1.85B | $126.77M | $500.00K |
| FY2017 | $7.25B | $6.48B | $775.63M | $638.58M | $1.76B | $134.09M | $900.00K |
| FY2018 | $7.57B | $6.67B | $902.79M | $722.62M | $1.42B | $174.36M | $1.68M |
| FY2019 | $8.57B | $7.56B | $1.00B | $815.49M | — | $206.28M | $1.10M |
| FY2020 | $9.21B | $8.14B | $1.07B | $871.16M | — | $261.68M | $1.10M |
| FY2021 | $9.41B | $8.23B | $1.17B | $977.07M | — | $269.05M | $0 |
| FY2022 | $12.39B | $11.14B | $1.25B | $1.12B | — | $278.09M | $300.00K |
| FY2023 | $12.37B | $10.94B | $1.43B | $1.28B | — | $278.59M | $3.35M |
| FY2024 | $13.55B | $11.93B | $1.62B | $1.43B | — | $295.94M | $0 |
| FY2025 | $14.84B | $12.98B | $1.85B | $1.61B | — | $325.89M | $10.01M |
Figures in USD. Educational data only.
Understanding these terms
Plain-English explanations of each figure in the table above, and what a beginner typically looks at. These are educational descriptions only, not advice.
- Total Assets
- Everything the company owns — fixed assets, investments, cash, inventory, and receivables combined.How a beginner reads it: A beginner reads total assets to gauge the size of the business and, alongside profit, how efficiently those assets generate earnings.
- Total Liabilities
- Everything the company owes — borrowings plus all other obligations combined.How a beginner reads it: A beginner reads total liabilities against total assets to see how much of the company is financed by what it owes versus what shareholders own.
- Stockholders Equity
- The shareholders' total stake in the company — assets minus liabilities. Includes paid-in capital plus accumulated retained earnings.How a beginner reads it: A beginner views this as the company's net worth on the books. Steady growth in equity over years usually reflects retained profits building up.
- Retained Earnings
- The cumulative profit a company has kept rather than paid as dividends, reinvested back into the business. The US counterpart of accumulated "Reserves".How a beginner reads it: A beginner reads rising retained earnings as profits compounding inside the company. A long history of growth here often reflects a consistently profitable business.
- Cash & Equivalents
- Cash on hand plus highly liquid holdings that can be converted to cash almost immediately.How a beginner reads it: A beginner views cash as a cushion and a source of flexibility. Comparing cash to borrowings gives a quick sense of net debt — how much debt remains after cash is netted off.
- Property, Plant & Equipment
- The US balance-sheet term for long-lived physical assets — land, buildings, and equipment — net of depreciation.How a beginner reads it: A beginner uses this to judge how capital-intensive the business is. Rising PP&E alongside rising revenue can indicate productive expansion.
- Current Debt
- The portion of borrowings due within the next twelve months.How a beginner reads it: A beginner checks current debt against cash and current assets — a company needs enough liquid resources to meet near-term repayments without strain.