BankUnited, Inc.

BKU US Financials Regional Banks
S&P 600
$44.78
-0.86%
Delayed · cached 15 min

Fair value analysis

BKU
BankUnited, Inc.
FinancialsRegional Banks
$44.78
Close used for this calculation
$18.63Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
49/100
Profitability16/25
Returns2/25
Balance Sheet16/25
Efficiency15/25
Growth6/25
Average
Quality radar
49Prof.16/25Ret.2/25Eff.15/25B.Sht16/25Growth6/25

Consensus fair value

$18.63
Above FV
▼ -58.4% against the close used
Model range $6.11 – $35.45
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$6.11Fair value$18.63Bull$35.45
FairClose
52-week traded range
52W low $35.3652W high $50.93

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

BankUnited, Inc. closed at $44.78, 140.4% above the consensus fair value of $18.63 drawn from 9 valuation models.

Financial DNA score 49/100 — Average. P/E of 49.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$16.87
-62.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
$29.11
-35.0%
√(22.5 × EPS × BVPS)
EPS=0.9, BVPS=41.85 · outside Graham range (P/E 49.8, P/B 1.1) — asset-light, treat as a rough floor
P/E Fair Value
$18.00
-59.8%
EPS × 20x (sector P/E)
EPS=0.9, Sector P/E=20x
Peter Lynch (PEG)
$6.11
-86.4%
EPS × Growth% (PEG = 1 is fair)
EPS=0.9, g=6.8%
EV/EBITDA
$13.58
-69.7%
(EBITDA × 10x − Net Debt) ÷ Shares
EBITDA=412.76M
Dividend Discount (DDM)
$15.82
-64.7%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.24, r=10%, g=2%
Book Value (P/B)
$35.45
-20.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=41.85, ROE=8.9%, g=3%, r=10%
Reverse DCF
$44.78
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 19.5% | Historical: -6.8%
Margin of Safety
$16.00
-64.3%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=21.33, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.