BNY Mellon

BNY US Financials Asset Management & Custody Banks
S&P 500
$162.66
+0.04%
Delayed · cached 15 min

Fair value analysis

BNY
BNY Mellon
FinancialsAsset Management & Custody Banks
$162.66
Close used for this calculation
$125.33Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
54/100
Profitability21/25
Returns10/25
Balance Sheet14/25
Efficiency9/25
Growth9/25
Good
Quality radar
54Prof.21/25Ret.10/25Eff.9/25B.Sht14/25Growth9/25

Consensus fair value

$125.33
Above FV
▼ -22.9% against the close used
Model range $87.99 – $148.00
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$87.99Fair value$125.33Bull$148.00
FairClose
52-week traded range
52W low $104.5452W high $164.84

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

BNY Mellon closed at $162.66, 29.8% above the consensus fair value of $125.33 drawn from 8 valuation models.

Financial DNA score 54/100 — Good. P/E of 22.0x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$137.04
-15.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$103.67
-36.3%
√(22.5 × EPS × BVPS)
EPS=7.4, BVPS=64.55 · outside Graham range (P/E 22, P/B 2.5) — asset-light, treat as a rough floor
P/E Fair Value
$148.00
-9.0%
EPS × 20x (sector P/E)
EPS=7.4, Sector P/E=20x
Peter Lynch (PEG)
$87.99
-45.9%
EPS × Growth% (PEG = 1 is fair)
EPS=7.4, g=11.9%
Dividend Discount (DDM)
$108.04
-33.6%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=2, r=10%, g=8%
Book Value (P/B)
$103.60
-36.3%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=64.55, ROE=12.4%, g=6%, r=10%
Reverse DCF
$162.66
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 8.4% | Historical: 11.9%
Margin of Safety
$97.18
-40.3%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=129.57, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.