Bank of Hawaii

BOH US Financials Regional Banks
S&P 600
$75.80
-0.03%
Delayed · cached 15 min

Fair value analysis

BOH
Bank of Hawaii
FinancialsRegional Banks
$75.80
Close used for this calculation
$66.67Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
66/100
Profitability17/25
Returns10/25
Balance Sheet19/25
Efficiency20/25
Growth6/25
Strong
Quality radar
66Prof.17/25Ret.10/25Eff.20/25B.Sht19/25Growth6/25

Consensus fair value

$66.67
Near FV
▼ -12.0% against the close used
Model range $9.63 – $92.60
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$9.63Fair value$66.67Bull$92.60
FairClose
52-week traded range
52W low $59.8252W high $85.85

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Bank of Hawaii closed at $75.80, 13.7% above the consensus fair value of $66.67 drawn from 9 valuation models.

Financial DNA score 66/100 — Strong. P/E of 16.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$55.22
-27.1%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=2.1%, r=10%, tg=3%, n=10yr
Graham Number
$70.03
-7.6%
√(22.5 × EPS × BVPS)
EPS=4.63, BVPS=47.08 · outside Graham range (P/E 16.4, P/B 1.6) — asset-light, treat as a rough floor
P/E Fair Value
$92.60
+22.2%
EPS × 20x (sector P/E)
EPS=4.63, Sector P/E=20x
Peter Lynch (PEG)
$9.63
-87.3%
EPS × Growth% (PEG = 1 is fair)
EPS=4.63, g=2.1%
EV/EBITDA
$69.70
-8.0%
(EBITDA × 11x − Net Debt) ÷ Shares
EBITDA=280.78M
Dividend Discount (DDM)
$36.05
-52.4%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=2.8, r=10%, g=2.1%
Book Value (P/B)
$53.67
-29.2%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=47.08, ROE=11%, g=3%, r=10%
Reverse DCF
$75.80
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 4.4% | Historical: 2.1%
Margin of Safety
$54.46
-28.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=72.62, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.