Brown & Brown

BRO US Financials Insurance Brokers
S&P 500
$66.19
-0.21%
Delayed · cached 15 min

Fair value analysis

BRO
Brown & Brown
FinancialsInsurance Brokers
$66.19
Close used for this calculation
$55.67Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
43/100
Profitability17/25
Returns11/25
Balance Sheet9/25
Efficiency6/25
Growth3/25
Average
Quality radar
43Prof.17/25Ret.11/25Eff.6/25B.Sht9/25Growth3/25

Consensus fair value

$55.67
Above FV
▼ -15.9% against the close used
Model range $24.05 – $75.94
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$24.05Fair value$55.67Bull$75.94
FairClose
52-week traded range
52W low $54.3852W high $95.96

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Brown & Brown closed at $66.19, 18.9% above the consensus fair value of $55.67 drawn from 8 valuation models.

Financial DNA score 43/100 — Average. P/E of 21.0x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$75.94
+14.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=7.6%, r=10%, tg=3%, n=10yr
Graham Number
$34.47
-47.9%
√(22.5 × EPS × BVPS)
EPS=3.16, BVPS=16.71 · outside Graham range (P/E 21, P/B 4) — asset-light, treat as a rough floor
P/E Fair Value
$63.20
-4.5%
EPS × 20x (sector P/E)
EPS=3.16, Sector P/E=20x
Peter Lynch (PEG)
$24.05
-63.7%
EPS × Growth% (PEG = 1 is fair)
EPS=3.16, g=7.6%
EV/EBITDA
$39.43
-40.4%
(EBITDA × 13.8x − Net Debt) ÷ Shares
EBITDA=1.43B
Book Value (P/B)
$53.86
-18.6%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=16.71, ROE=18.9%, g=6%, r=10%
Reverse DCF
$66.19
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 7.8% | Historical: 7.6%
Margin of Safety
$43.40
-34.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=57.87, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.