Canara Hsbc Life Ins Co L

CANHLIFE NSE Financial Services Life Insurance
Nifty 500 Smallcap 250
₹151.50
-0.56%
Delayed · cached 15 min

Fair value analysis

CANHLIFE
Canara Hsbc Life Ins Co L
Financial ServicesLife Insurance
₹152.36
Close used for this calculation
₹65.06Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
33/100
Profitability13/25
Returns2/25
Balance Sheet16/25
Efficiency2/25
Growth6/25
Weak
Quality radar
33Prof.13/25Ret.2/25Eff.2/25B.Sht16/25Growth6/25

Consensus fair value

₹65.06
Above FV
▼ -57.3% against the close used
Model range ₹9.44 – ₹81.99
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹9.44Fair value₹65.06Bull₹81.99
FairClose
52-week traded range
52W low ₹108.6252W high ₹157.23

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Canara Hsbc Life Ins Co L closed at ₹152.36, 134.2% above the consensus fair value of ₹65.06 drawn from 9 valuation models.

Financial DNA score 33/100 — Weak. P/E of 110.0x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹26.40
-82.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹23.15
-84.8%
√(22.5 × EPS × BVPS)
EPS=1.33, BVPS=17.9 · outside Graham range (P/E 110, P/B 8.5) — asset-light, treat as a rough floor
Graham Formula
₹38.90
-74.5%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=11.5%, FD=7%
P/E Fair Value
₹81.99
-46.2%
EPS × 61.65x (sector P/E)
EPS=1.33, Sector P/E=61.65x
Peter Lynch (PEG)
₹15.30
-90.0%
EPS × Growth% (PEG = 1 is fair)
EPS=1.33, g=11.5%
EV/EBITDA
₹22.63
-85.1%
(EBITDA × 15.8x − Net Debt) ÷ Shares
EBITDA=1.52B
Book Value (P/B)
₹9.44
-93.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=17.9, ROE=8.1%, g=6%, r=10%
Reverse DCF
₹152.36
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 31.1% | Historical: 11.5%
Margin of Safety
₹31.96
-79.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=42.61, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.