What sector does Pathward Financial, Inc. belong to?

Pathward Financial, Inc. operates in the Financials sector, specifically the Regional Banks industry, and is listed on the US markets.

What is the current share price of CASH?

As of the latest available quote, CASH traded at $78.62. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of CASH?

Pathward Financial, Inc. has a price-to-earnings (P/E) ratio of about 9.84. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of CASH?

The market capitalisation of Pathward Financial, Inc. is approximately $8.65B.

Is Pathward Financial, Inc. profitable?

For its latest reported financial year, Pathward Financial, Inc. recorded a net profit margin of about 22.13%.

Does CASH pay a dividend?

Pathward Financial, Inc. currently has a dividend yield of about 0.25%.

What is the return on equity (ROE) of CASH?

Pathward Financial, Inc. has a return on equity (ROE) of about 21.84%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of CASH?

Over the past 52 weeks, CASH has traded between a low of $65.87 and a high of $101.26.

Pathward Financial, Inc.

CASH US Financials Regional Banks

S&P 600

$78.62

-0.71%

Delayed · cached 15 min

Fair value analysis

CASH

Pathward Financial, Inc.

$78.62

Close used for this calculation

$56.10Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

60/100

Profitability21/25

Returns8/25

Balance Sheet21/25

Efficiency10/25

Growth6/25

Good

Quality radar

Consensus fair value

$56.10

Above FV

▼ -28.6% against the close used

Model range $17.25 – $158.84

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$17.25Fair value$56.10Bull$158.84

FairClose

52-week traded range

52W low $66.4752W high $99.93

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Pathward Financial, Inc. closed at $78.62, 40.1% above the consensus fair value of $56.10 drawn from 8 valuation models.

Financial DNA score 60/100 — Good. P/E of 46.5x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

$79.22

+0.8%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

$39.05

-50.3%

√(22.5 × EPS × BVPS)

EPS=1.69, BVPS=40.11 · outside Graham range (P/E 46.5, P/B 2) — asset-light, treat as a rough floor

P/E Fair Value

$33.80

-57.0%

EPS × 20x (sector P/E)

EPS=1.69, Sector P/E=20x

Peter Lynch (PEG)

$17.25

-78.1%

EPS × Growth% (PEG = 1 is fair)

EPS=1.69, g=10.2%

EV/EBITDA

$38.84

-50.6%

(EBITDA × 15.1x − Net Debt) ÷ Shares

EBITDA=282.78M

Book Value (P/B)

$158.84

+102.0%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=40.11, ROE=21.8%, g=6%, r=10%

Reverse DCF

$78.62

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: 18.5% | Historical: 10.2%

Margin of Safety

$38.02

-51.6%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=50.69, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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