Cathay General Bancorp

CATY US Financials Regional Banks
S&P 600
$62.01
-0.05%
Delayed · cached 15 min

Fair value analysis

CATY
Cathay General Bancorp
FinancialsRegional Banks
$62.01
Close used for this calculation
$82.42Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
69/100
Profitability19/25
Returns11/25
Balance Sheet21/25
Efficiency18/25
Growth14/25
Strong
Quality radar
69Prof.19/25Ret.11/25Eff.18/25B.Sht21/25Growth14/25

Consensus fair value

$82.42
Below FV
▲ +32.9% against the close used
Model range $41.86 – $103.99
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$41.86Fair value$82.42Bull$103.99
FairClose
52-week traded range
52W low $45.1752W high $64.93

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Cathay General Bancorp closed at $62.01, 24.8% below the consensus fair value of $82.42 drawn from 9 valuation models.

Financial DNA score 69/100 — Strong. P/E of 13.7x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$103.99
+67.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$68.00
+9.7%
√(22.5 × EPS × BVPS)
EPS=4.54, BVPS=45.26
P/E Fair Value
$90.80
+46.4%
EPS × 20x (sector P/E)
EPS=4.54, Sector P/E=20x
Peter Lynch (PEG)
$41.86
-32.5%
EPS × Growth% (PEG = 1 is fair)
EPS=4.54, g=9.2%
EV/EBITDA
$81.80
+31.9%
(EBITDA × 14.6x − Net Debt) ÷ Shares
EBITDA=396.8M
Dividend Discount (DDM)
$73.33
+18.3%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.36, r=10%, g=8%
Book Value (P/B)
$49.11
-20.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=45.26, ROE=10.3%, g=6%, r=10%
Reverse DCF
$62.01
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 2% | Historical: 9.2%
Margin of Safety
$65.70
+5.9%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=87.6, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.