Chubb Limited

CB US Financials Property & Casualty Insurance
S&P 500
$338.25
+0.18%
Delayed · cached 15 min

Fair value analysis

CB
Chubb Limited
FinancialsProperty & Casualty Insurance
$338.25
Close used for this calculation
$433.97Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
62/100
Profitability19/25
Returns11/25
Balance Sheet16/25
Efficiency16/25
Growth17/25
Good
Quality radar
62Prof.19/25Ret.11/25Eff.16/25B.Sht16/25Growth17/25

Consensus fair value

$433.97
Below FV
▲ +28.3% against the close used
Model range $206.40 – $513.60
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$206.40Fair value$433.97Bull$513.60
FairClose
52-week traded range
52W low $268.2052W high $363.50

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Chubb Limited closed at $338.25, 22.1% below the consensus fair value of $433.97 drawn from 9 valuation models.

Financial DNA score 62/100 — Good. P/E of 13.2x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$509.72
+50.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$328.60
-2.9%
√(22.5 × EPS × BVPS)
EPS=25.68, BVPS=186.88 · outside Graham range (P/E 13.2, P/B 1.8) — asset-light, treat as a rough floor
P/E Fair Value
$513.60
+51.8%
EPS × 20x (sector P/E)
EPS=25.68, Sector P/E=20x
Peter Lynch (PEG)
$274.01
-19.0%
EPS × Growth% (PEG = 1 is fair)
EPS=25.68, g=10.7%
EV/EBITDA
$461.47
+36.4%
(EBITDA × 15.3x − Net Debt) ÷ Shares
EBITDA=13.04B
Dividend Discount (DDM)
$206.40
-39.0%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=3.82, r=10%, g=8%
Book Value (P/B)
$372.36
+10.1%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=186.88, ROE=14%, g=6%, r=10%
Reverse DCF
$338.25
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 1.5% | Historical: 10.7%
Margin of Safety
$337.98
-0.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=450.64, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.