Commerce Bancshares
S&P 400
$58.25
-0.07%
Delayed · cached 15 min
Fair value analysis
CBSH
Commerce Bancshares
$58.25
Close used for this calculation
$63.21Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
61/100
Quality radar
Consensus fair value
$63.21
Near FV▲ +8.5% against the close used
Model range $20.08 – $80.80
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$20.08Fair value$63.21Bull$80.80
FairClose
52-week traded range
52W low $47.4952W high $60.33
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading close to the consensus fair value
Commerce Bancshares closed at $58.25, 7.8% below the consensus fair value of $63.21 drawn from 7 valuation models.
Financial DNA score 61/100 — Good. P/E of 14.4x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$66.54
+14.2%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=5%, r=10%, tg=3%, n=10yr
P/E Fair Value
$80.80
+38.7%
EPS × 20x (sector P/E)
EPS=4.04, Sector P/E=20x
Peter Lynch (PEG)
$20.08
-65.5%
EPS × Growth% (PEG = 1 is fair)
EPS=4.04, g=5%
EV/EBITDA
$70.22
+20.6%
(EBITDA × 12.5x − Net Debt) ÷ Shares
EBITDA=788.34M
Dividend Discount (DDM)
$21.88
-62.4%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.05, r=10%, g=5%
Reverse DCF
$58.25
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 2.7% | Historical: 5%
Margin of Safety
$55.25
-5.1%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=73.67, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.