What sector does Frost Bank belong to?

Frost Bank operates in the Financials sector, specifically the Regional Banks industry, and is listed on the US markets.

What is the current share price of CFR?

As of the latest available quote, CFR traded at $162.92. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of CFR?

Frost Bank has a price-to-earnings (P/E) ratio of about 15.41. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of CFR?

The market capitalisation of Frost Bank is approximately $10.65B.

Is Frost Bank profitable?

For its latest reported financial year, Frost Bank recorded a net profit margin of about 533.48%.

Does CFR pay a dividend?

Frost Bank currently has a dividend yield of about 2.48%.

What is the return on equity (ROE) of CFR?

Frost Bank has a return on equity (ROE) of about 14.03%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of CFR?

Over the past 52 weeks, CFR has traded between a low of $119.00 and a high of $170.80.

Frost Bank

CFR US Financials Regional Banks

S&P 400

$162.92

+0.16%

Delayed · cached 15 min

Fair value analysis

CFR

Frost Bank

$162.92

Close used for this calculation

$129.98Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

59/100

Profitability19/25

Returns10/25

Balance Sheet14/25

Efficiency16/25

Growth6/25

Good

Quality radar

Consensus fair value

$129.98

Above FV

▼ -20.2% against the close used

Model range $36.33 – $204.56

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$36.33Fair value$129.98Bull$204.56

FairClose

52-week traded range

52W low $119.8552W high $170.08

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Frost Bank closed at $162.92, 25.3% above the consensus fair value of $129.98 drawn from 9 valuation models.

Financial DNA score 59/100 — Good. P/E of 16.4x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

$36.33

-77.7%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=7.9%, r=10%, tg=3%, n=10yr

Graham Number

$128.57

-21.1%

√(22.5 × EPS × BVPS)

EPS=9.92, BVPS=74.05 · outside Graham range (P/E 16.4, P/B 2.2) — asset-light, treat as a rough floor

P/E Fair Value

$198.40

+21.8%

EPS × 20x (sector P/E)

EPS=9.92, Sector P/E=20x

Peter Lynch (PEG)

$78.57

-51.8%

EPS × Growth% (PEG = 1 is fair)

EPS=9.92, g=7.9%

EV/EBITDA

$183.52

+12.6%

(EBITDA × 14x − Net Debt) ÷ Shares

EBITDA=859.49M

Dividend Discount (DDM)

$204.56

+25.6%

D1 ÷ (r − g) where D1 = D0×(1+g)

D0=3.94, r=10%, g=7.9%

Book Value (P/B)

$148.66

-8.8%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=74.05, ROE=14%, g=6%, r=10%

Reverse DCF

$162.92

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: 4.5% | Historical: 7.9%

Margin of Safety

$90.82

-44.3%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=121.1, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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