Choice International Ltd

CHOICEIN NSE Financial Services Holding Company
Nifty 500 Smallcap 250
₹759.80
-1.38%
Delayed · cached 15 min

Fair value analysis

CHOICEIN
Choice International Ltd
Financial ServicesHolding Company
₹770.40
Close used for this calculation
₹246.41Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
45/100
Profitability25/25
Returns8/25
Balance Sheet6/25
Efficiency6/25
Growth12/25
Average
Quality radar
45Prof.25/25Ret.8/25Eff.6/25B.Sht6/25Growth12/25

Consensus fair value

₹246.41
Above FV
▼ -68.0% against the close used
Model range ₹132.34 – ₹440.00
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹132.34Fair value₹246.41Bull₹440.00
FairClose
52-week traded range
52W low ₹583.9552W high ₹850.30

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

Choice International Ltd closed at ₹770.40, 212.6% above the consensus fair value of ₹246.41 drawn from 9 valuation models.

Financial DNA score 45/100 — Average. P/E of 74.2x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹193.92
-74.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹132.34
-82.8%
√(22.5 × EPS × BVPS)
EPS=9.77, BVPS=79.67 · outside Graham range (P/E 74.2, P/B 9.7) — asset-light, treat as a rough floor
Graham Formula
₹440.00
-42.9%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹136.78
-82.2%
EPS × 14x (sector P/E)
EPS=9.77, Sector P/E=14x
Peter Lynch (PEG)
₹244.25
-68.3%
EPS × Growth% (PEG = 1 is fair)
EPS=9.77, g=25%
EV/EBITDA
₹302.75
-60.7%
(EBITDA × 18x − Net Debt) ÷ Shares
EBITDA=4.2B
Book Value (P/B)
₹201.16
-73.9%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=79.67, ROE=16.1%, g=6%, r=10%
Reverse DCF
₹770.40
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 25.8% | Historical: 25%
Margin of Safety
₹169.32
-78.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=225.76, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.