Cigna

CI US Health Care Health Care Services
S&P 500
$280.76
-0.05%
Delayed · cached 15 min

Fair value analysis

CI
Cigna
Health CareHealth Care Services
$280.76
Close used for this calculation
$446.03Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
61/100
Profitability13/25
Returns16/25
Balance Sheet14/25
Efficiency18/25
Growth17/25
Good
Quality radar
61Prof.13/25Ret.16/25Eff.18/25B.Sht14/25Growth17/25

Consensus fair value

$446.03
Below FV
▲ +58.9% against the close used
Model range $283.77 – $743.04
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$283.77Fair value$446.03Bull$743.04
FairClose
52-week traded range
52W low $244.4152W high $311.00

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Cigna closed at $280.76, 37.1% below the consensus fair value of $446.03 drawn from 9 valuation models.

Financial DNA score 61/100 — Good. P/E of 12.7x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$440.25
+56.8%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$283.77
+1.1%
√(22.5 × EPS × BVPS)
EPS=22.18, BVPS=161.36
P/E Fair Value
$443.60
+58.0%
EPS × 20x (sector P/E)
EPS=22.18, Sector P/E=20x
Peter Lynch (PEG)
$295.66
+5.3%
EPS × Growth% (PEG = 1 is fair)
EPS=22.18, g=13.3%
EV/EBITDA
$743.04
+164.7%
(EBITDA × 16.7x − Net Debt) ÷ Shares
EBITDA=11.98B
Dividend Discount (DDM)
$325.96
+16.1%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=6.04, r=10%, g=8%
Book Value (P/B)
$321.91
+14.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=161.36, ROE=14%, g=6%, r=10%
Reverse DCF
$280.76
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 0.9% | Historical: 13.3%
Margin of Safety
$291.91
+4.0%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=389.21, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.