What sector does Cincinnati Financial belong to?

Cincinnati Financial operates in the Financials sector, specifically the Property & Casualty Insurance industry, and is listed on the US markets.

What is the current share price of CINF?

As of the latest available quote, CINF traded at $169.80. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of CINF?

Cincinnati Financial has a price-to-earnings (P/E) ratio of about 8.02. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of CINF?

The market capitalisation of Cincinnati Financial is approximately $26.79B.

Is Cincinnati Financial profitable?

For its latest reported financial year, Cincinnati Financial recorded a net profit margin of about 18.95%.

Does CINF pay a dividend?

Cincinnati Financial currently has a dividend yield of about 2.13%.

What is the return on equity (ROE) of CINF?

Cincinnati Financial has a return on equity (ROE) of about 14.35%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of CINF?

Over the past 52 weeks, CINF has traded between a low of $150.00 and a high of $194.81.

Cincinnati Financial

CINF US Financials Property & Casualty Insurance

S&P 500

$169.80

+0.12%

Delayed · cached 15 min

Fair value analysis

CINF

Cincinnati Financial

$169.80

Close used for this calculation

$303.85Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

79/100

Profitability21/25

Returns14/25

Balance Sheet21/25

Efficiency23/25

Growth20/25

Strong

Quality radar

Consensus fair value

$303.85

Below FV

▲ +78.9% against the close used

Model range $187.97 – $389.06

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$187.97Fair value$303.85Bull$389.06

FairClose

52-week traded range

52W low $151.3952W high $192.03

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Cincinnati Financial closed at $169.80, 44.1% below the consensus fair value of $303.85 drawn from 9 valuation models.

Financial DNA score 79/100 — Strong. P/E of 11.2x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

$389.06

+129.1%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

$190.92

+12.4%

√(22.5 × EPS × BVPS)

EPS=15.17, BVPS=106.79

P/E Fair Value

$303.40

+78.7%

EPS × 20x (sector P/E)

EPS=15.17, Sector P/E=20x

Peter Lynch (PEG)

$256.52

+51.1%

EPS × Growth% (PEG = 1 is fair)

EPS=15.17, g=16.9%

EV/EBITDA

$344.15

+102.7%

(EBITDA × 18x − Net Debt) ÷ Shares

EBITDA=3.02B

Dividend Discount (DDM)

$187.97

+10.7%

D1 ÷ (r − g) where D1 = D0×(1+g)

D0=3.48, r=10%, g=8%

Book Value (P/B)

$222.93

+31.3%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=106.79, ROE=14.4%, g=6%, r=10%

Reverse DCF

$169.80

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: -0.7% | Historical: 16.9%

Margin of Safety

$220.84

+30.1%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=294.46, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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