$27.21
Above FV▼ -50.5% against the close used
Model range $14.01 – $62.75
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Bear$14.01Fair value$27.21Bull$62.75
FairClose
52-week traded range
52W low $38.4952W high $56.75
The 52-week range is measured from the stored price history, not estimated.
Trading above the consensus fair value
CNO Financial Group closed at $54.94, 101.9% above the consensus fair value of $27.21 drawn from 9 valuation models.
Financial DNA score 31/100 — Weak. P/E of 57.8x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
DCF Valuation
$18.86
-65.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
$24.17
-56.0%
√(22.5 × EPS × BVPS)
EPS=0.95, BVPS=27.33 · outside Graham range (P/E 57.8, P/B 2) — asset-light, treat as a rough floor
P/E Fair Value
$19.00
-65.4%
EPS × 20x (sector P/E)
EPS=0.95, Sector P/E=20x
Peter Lynch (PEG)
$14.01
-74.5%
EPS × Growth% (PEG = 1 is fair)
EPS=0.95, g=14.8%
EV/EBITDA
$62.75
+14.2%
(EBITDA × 17.4x − Net Debt) ÷ Shares
EBITDA=871.7M
Dividend Discount (DDM)
$36.19
-34.1%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=0.67, r=10%, g=8%
Book Value (P/B)
$19.47
-64.6%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=27.33, ROE=8.9%, g=6%, r=10%
Reverse DCF
$54.94
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 21.5% | Historical: 14.8%
Margin of Safety
$15.51
-71.8%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=20.68, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.