Columbia Banking System

COLB US Financials Regional Banks
S&P 400
$30.11
+0.23%
Delayed · cached 15 min

Fair value analysis

COLB
Columbia Banking System
FinancialsRegional Banks
$30.11
Close used for this calculation
$32.88Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
49/100
Profitability17/25
Returns6/25
Balance Sheet8/25
Efficiency18/25
Growth8/25
Average
Quality radar
49Prof.17/25Ret.6/25Eff.18/25B.Sht8/25Growth8/25

Consensus fair value

$32.88
Near FV
▲ +9.2% against the close used
Model range $8.83 – $46.00
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$8.83Fair value$32.88Bull$46.00
FairClose
52-week traded range
52W low $24.0752W high $33.61

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

Columbia Banking System closed at $30.11, 8.4% below the consensus fair value of $32.88 drawn from 8 valuation models.

Financial DNA score 49/100 — Average. P/E of 13.1x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$33.93
+12.7%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=3.8%, r=10%, tg=3%, n=10yr
Graham Number
$36.97
+22.8%
√(22.5 × EPS × BVPS)
EPS=2.3, BVPS=26.41
P/E Fair Value
$46.00
+52.8%
EPS × 20x (sector P/E)
EPS=2.3, Sector P/E=20x
Peter Lynch (PEG)
$8.83
-70.7%
EPS × Growth% (PEG = 1 is fair)
EPS=2.3, g=3.8%
Dividend Discount (DDM)
$24.46
-18.7%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.45, r=10%, g=3.8%
Book Value (P/B)
$14.75
-51.0%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=26.41, ROE=7.3%, g=3.8%, r=10%
Reverse DCF
$30.11
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 1.4% | Historical: 3.8%
Margin of Safety
$29.23
-2.9%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=38.97, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.