Coral India Fin & Hous Lt

CORALFINAC NSE Services Diversified Commercial Services
₹32.16
-2.19%
Delayed · cached 15 min

Fair value analysis

CORALFINAC
Coral India Fin & Hous Lt
ServicesDiversified Commercial Services
₹32.88
Close used for this calculation
₹47.95Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
57/100
Profitability17/25
Returns11/25
Balance Sheet11/25
Efficiency18/25
Growth9/25
Good
Quality radar
57Prof.17/25Ret.11/25Eff.18/25B.Sht11/25Growth9/25

Consensus fair value

₹47.95
Below FV
▲ +45.8% against the close used
Model range ₹9.91 – ₹65.13
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹9.91Fair value₹47.95Bull₹65.13
FairClose
52-week traded range
52W low ₹25.8252W high ₹48.63

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Coral India Fin & Hous Lt closed at ₹32.88, 31.4% below the consensus fair value of ₹47.95 drawn from 9 valuation models.

Financial DNA score 57/100 — Good. P/E of 9.0x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹52.40
+59.4%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=2.7%, r=10%, tg=3%, n=10yr
Graham Number
₹65.13
+98.1%
√(22.5 × EPS × BVPS)
EPS=3.67, BVPS=51.38
Graham Formula
₹47.37
+44.1%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=2.7%, FD=7%
P/E Fair Value
₹55.78
+69.7%
EPS × 15.2x (sector P/E)
EPS=3.67, Sector P/E=15.2x
Peter Lynch (PEG)
₹9.91
-69.9%
EPS × Growth% (PEG = 1 is fair)
EPS=3.67, g=2.7%
EV/EBITDA
₹48.80
+48.4%
(EBITDA × 11.4x − Net Debt) ÷ Shares
EBITDA=170M
Book Value (P/B)
₹28.70
-12.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=51.38, ROE=6.9%, g=3%, r=10%
Reverse DCF
₹32.88
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: -3.9% | Historical: 2.7%
Margin of Safety
₹41.38
+25.8%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=55.17, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.