Central Pacific Financial Corp.
S&P 600
Cash Flow
Cash Flow Breakdown
Figures in US$OperatingInvestingFinancing
How to read this: the three bars show where cash moved each year. Operating is cash from the core business (you generally want this positive and growing). Investing is usually negative — money spent on assets or acquisitions. Financing shows money raised from, or returned to, lenders and shareholders. Bars above the line are cash in; bars below are cash out.
Operating Cash Flow vs Capex
Figures in US$Operating Cash FlowCapital Expenditure
How to read this: operating cash flow is the cash the business generated; capital expenditure is what it spent on long-term assets like plant and equipment. The gap between them is roughly free cash flow — the cash left over. A wide gap (operating well above capex) means the business funds its investment comfortably from its own earnings.
| Period | Operating Cash Flow | Investing Cash Flow | Financing Cash Flow | Capital Expenditure |
|---|---|---|---|---|
| FY2014 | $71.43M | $-83.14M | $48.36M | $6.02M |
| FY2015 | $74.51M | $-315.14M | $234.82M | $5.82M |
| FY2016 | $76.49M | $-277.22M | $204.88M | $5.90M |
| FY2017 | $96.78M | $-296.13M | $197.30M | $6.53M |
| FY2018 | $103.49M | $-211.14M | $127.55M | $3.23M |
| FY2019 | $72.19M | $-128.97M | $57.57M | $7.20M |
| FY2020 | $76.79M | $-596.95M | $521.25M | $26.00M |
| FY2021 | $110.49M | $-662.30M | $776.65M | $22.16M |
| FY2022 | $114.12M | $-384.48M | $53.50M | $18.44M |
| FY2023 | $105.11M | $179.66M | $125.62M | $12.65M |
| FY2024 | $90.52M | $654.00K | $-232.67M | $15.09M |
| FY2025 | $97.47M | $67.19M | $-166.94M | $5.16M |
Figures in USD. Educational data only.
Understanding these terms
Plain-English explanations of each figure in the table above, and what a beginner typically looks at. These are educational descriptions only, not advice.
- Operating Cash Flow
- Cash produced by the company's core operations during the period. The US equivalent of "Cash from Operating Activity".How a beginner reads it: A beginner uses this as a reality check on profit, since it reflects cash actually collected. Healthy, consistent operating cash flow underpins a company's ability to invest and repay debt.
- Investing Cash Flow
- Cash used for or generated by buying and selling long-term assets and investments. The US equivalent of "Cash from Investing Activity".How a beginner reads it: A beginner expects this to be negative for companies investing in growth. Reading it next to operating cash flow shows whether the business funds its investments from its own earnings.
- Financing Cash Flow
- Cash flows with lenders and shareholders — borrowing, repaying, issuing shares, buybacks, and dividends. The US equivalent of "Cash from Financing Activity".How a beginner reads it: A beginner reads this to understand whether the company is taking in money (borrowing/issuing) or paying it out (repaying/dividends), and how that fits the operating picture.
- Capital Expenditure
- Money spent on buying or upgrading long-lived assets like plant, equipment, and buildings. Often shortened to "capex".How a beginner reads it: A beginner reads capex against operating cash flow to see whether a company funds its investment from its own earnings. Operating cash flow minus capex is roughly free cash flow.