Creditaccess Grameen Ltd
Nifty 500
Smallcap 100
Smallcap 250
₹1,424.20
+1.50%
Delayed · cached 15 min
Fair value analysis
CREDITACC
Creditaccess Grameen Ltd
₹1,403.20
Close used for this calculation
₹1,008.73Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
47/100
Quality radar
Consensus fair value
₹1,008.73
Above FV▼ -28.1% against the close used
Model range ₹771.79 – ₹2,186.03
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear₹771.79Fair value₹1,008.73Bull₹2,186.03
FairClose
52-week traded range
52W low ₹1,134.9052W high ₹1,614.00
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading above the consensus fair value
Creditaccess Grameen Ltd closed at ₹1,403.20, 39.1% above the consensus fair value of ₹1,008.73 drawn from 8 valuation models.
Financial DNA score 47/100 — Average. P/E of 18.9x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
₹963.47
-31.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹905.27
-35.5%
√(22.5 × EPS × BVPS)
EPS=48.54, BVPS=750.37 · outside Graham range (P/E 18.9, P/B 1.9) — asset-light, treat as a rough floor
Graham Formula
₹2,186.03
+55.8%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹771.79
-45.0%
EPS × 15.9x (sector P/E)
EPS=48.54, Sector P/E=15.9x
Peter Lynch (PEG)
₹1,213.50
-13.5%
EPS × Growth% (PEG = 1 is fair)
EPS=48.54, g=25%
Book Value (P/B)
₹844.17
-39.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=750.37, ROE=10.5%, g=6%, r=10%
Reverse DCF
₹1,403.20
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 12.1% | Historical: 25%
Margin of Safety
₹904.98
-35.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=1206.64, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.