What sector does City Union Bank Ltd belong to?

City Union Bank Ltd operates in the Financial Services sector, specifically the Private Sector Bank industry, and is listed on the NSE.

What is the current share price of CUB?

As of the latest available quote, CUB traded at ₹227.90. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of CUB?

City Union Bank Ltd has a price-to-earnings (P/E) ratio of about 16.12. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of CUB?

The market capitalisation of City Union Bank Ltd is approximately ₹22,523 Cr.

Is City Union Bank Ltd profitable?

For its latest reported financial year, City Union Bank Ltd recorded a net profit margin of about 19.30%.

Does CUB pay a dividend?

City Union Bank Ltd does not currently show a dividend yield in our data.

What is the return on equity (ROE) of CUB?

City Union Bank Ltd has a return on equity (ROE) of about 13.20%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of CUB?

Over the past 52 weeks, CUB has traded between a low of ₹151.95 and a high of ₹248.85.

City Union Bank Ltd

CUB NSE Financial Services Private Sector Bank

Nifty 500 Smallcap 50 Smallcap 100 Smallcap 250

₹227.90

+0.64%

Delayed · cached 15 min

Fair value analysis

CUB

City Union Bank Ltd

₹226.45

Close used for this calculation

₹180.12Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

54/100

Profitability19/25

Returns10/25

Balance Sheet14/25

Efficiency11/25

Growth6/25

Good

Quality radar

Consensus fair value

₹180.12

Above FV

▼ -20.5% against the close used

Model range ₹118.74 – ₹406.58

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹118.74Fair value₹180.12Bull₹406.58

FairClose

52-week traded range

52W low ₹151.2452W high ₹238.48

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading above the consensus fair value

City Union Bank Ltd closed at ₹226.45, 25.7% above the consensus fair value of ₹180.12 drawn from 8 valuation models.

Financial DNA score 54/100 — Good. P/E of 16.0x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

₹118.74

-47.6%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

₹184.69

-18.4%

√(22.5 × EPS × BVPS)

EPS=13.39, BVPS=113.23 · outside Graham range (P/E 16, P/B 2) — asset-light, treat as a rough floor

Graham Formula

₹406.58

+79.5%

EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate

g=12.1%, FD=7%

P/E Fair Value

₹186.12

-17.8%

EPS × 13.9x (sector P/E)

EPS=13.39, Sector P/E=13.9x

Peter Lynch (PEG)

₹162.02

-28.5%

EPS × Growth% (PEG = 1 is fair)

EPS=13.39, g=12.1%

Book Value (P/B)

₹203.80

-10.0%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=113.23, ROE=13.2%, g=6%, r=10%

Reverse DCF

₹226.45

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: 4.9% | Historical: 12.1%

Margin of Safety

₹168.02

-25.8%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=224.03, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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