CVB Financial Corp.

CVBF US Financials Regional Banks
S&P 600
$22.44
+0.22%
Delayed · cached 15 min

Fair value analysis

CVBF
CVB Financial Corp.
FinancialsRegional Banks
$22.44
Close used for this calculation
$23.09Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
57/100
Profitability17/25
Returns11/25
Balance Sheet11/25
Efficiency18/25
Growth8/25
Good
Quality radar
57Prof.17/25Ret.11/25Eff.18/25B.Sht11/25Growth8/25

Consensus fair value

$23.09
Near FV
▲ +2.9% against the close used
Model range $6.19 – $30.40
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$6.19Fair value$23.09Bull$30.40
FairClose
52-week traded range
52W low $18.0552W high $23.30

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading close to the consensus fair value

CVB Financial Corp. closed at $22.44, 2.8% below the consensus fair value of $23.09 drawn from 9 valuation models.

Financial DNA score 57/100 — Good. P/E of 14.8x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
$23.60
+5.1%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=4.1%, r=10%, tg=3%, n=10yr
Graham Number
$25.50
+13.6%
√(22.5 × EPS × BVPS)
EPS=1.52, BVPS=19.02
P/E Fair Value
$30.40
+35.5%
EPS × 20x (sector P/E)
EPS=1.52, Sector P/E=20x
Peter Lynch (PEG)
$6.19
-72.4%
EPS × Growth% (PEG = 1 is fair)
EPS=1.52, g=4.1%
EV/EBITDA
$28.74
+28.1%
(EBITDA × 12x − Net Debt) ÷ Shares
EBITDA=328.78M
Dividend Discount (DDM)
$14.06
-37.3%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=0.8, r=10%, g=4.1%
Book Value (P/B)
$8.11
-63.8%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=19.02, ROE=6.6%, g=4.1%, r=10%
Reverse DCF
$22.44
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 3% | Historical: 4.1%
Margin of Safety
$19.88
-11.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=26.5, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.