The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$11.23Fair value$38.35Bull$47.20
FairClose
52-week traded range
52W low $25.7852W high $41.74
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading close to the consensus fair value
Dime Community Bancshares, Inc. closed at $40.71, 6.2% above the consensus fair value of $38.35 drawn from 9 valuation models.
Financial DNA score 50/100 — Good. P/E of 17.3x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$40.58
-0.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=6.5%, r=10%, tg=3%, n=10yr
Graham Number
$43.17
+6.0%
√(22.5 × EPS × BVPS)
EPS=2.36, BVPS=35.09
P/E Fair Value
$47.20
+15.9%
EPS × 20x (sector P/E)
EPS=2.36, Sector P/E=20x
Peter Lynch (PEG)
$15.34
-62.3%
EPS × Growth% (PEG = 1 is fair)
EPS=2.36, g=6.5%
EV/EBITDA
$46.39
+14.0%
(EBITDA × 13.3x − Net Debt) ÷ Shares
EBITDA=164.2M
Dividend Discount (DDM)
$29.23
-28.2%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=0.96, r=10%, g=6.5%
Book Value (P/B)
$11.23
-72.4%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=35.09, ROE=7.3%, g=6%, r=10%
Reverse DCF
$40.71
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 5.2% | Historical: 6.5%
Margin of Safety
$32.74
-19.6%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=43.65, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.