Dhanlaxmi Bank Limited

DHANBANK NSE Financial Services Private Sector Bank
₹31.15
+1.37%
Delayed · cached 15 min

Fair value analysis

DHANBANK
Dhanlaxmi Bank Limited
Financial ServicesPrivate Sector Bank
₹30.73
Close used for this calculation
₹50.00Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
55/100
Profitability19/25
Returns6/25
Balance Sheet8/25
Efficiency22/25
Growth20/25
Good
Quality radar
55Prof.19/25Ret.6/25Eff.22/25B.Sht8/25Growth20/25

Consensus fair value

₹50.00
Below FV
▲ +62.7% against the close used
Model range ₹12.27 – ₹117.09
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹12.27Fair value₹50.00Bull₹117.09
FairClose
52-week traded range
52W low ₹19.6452W high ₹36.22

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Dhanlaxmi Bank Limited closed at ₹30.73, 38.5% below the consensus fair value of ₹50.00 drawn from 8 valuation models.

Financial DNA score 55/100 — Good. P/E of 10.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹51.61
+67.9%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹49.97
+62.6%
√(22.5 × EPS × BVPS)
EPS=2.6, BVPS=42.68
Graham Formula
₹117.09
+281.0%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹36.14
+17.6%
EPS × 13.9x (sector P/E)
EPS=2.6, Sector P/E=13.9x
Peter Lynch (PEG)
₹65.00
+111.5%
EPS × Growth% (PEG = 1 is fair)
EPS=2.6, g=25%
Book Value (P/B)
₹12.27
-60.1%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=42.68, ROE=7.2%, g=6%, r=10%
Reverse DCF
₹30.73
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 0% | Historical: 25%
Margin of Safety
₹47.78
+55.5%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=63.7, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.