Efc (I) Limited

EFCIL NSE Services Diversified Commercial Services
₹185.90
-1.14%
Delayed · cached 15 min

Fair value analysis

EFCIL
Efc (I) Limited
ServicesDiversified Commercial Services
₹188.04
Close used for this calculation
₹319.75Fair value
Financial DNA Score
Profitability · Returns · Balance Sheet · Efficiency · Growth
83/100
Profitability25/25
Returns25/25
Balance Sheet11/25
Efficiency22/25
Growth20/25
Exceptional
Quality radar
83Prof.25/25Ret.25/25Eff.22/25B.Sht11/25Growth20/25

Consensus fair value

₹319.75
Below FV
▲ +70.0% against the close used
Model range ₹119.87 – ₹705.26
The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear₹119.87Fair value₹319.75Bull₹705.26
FairClose
52-week traded range
52W low ₹173.8252W high ₹329.85

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Efc (I) Limited closed at ₹188.04, 41.2% below the consensus fair value of ₹319.75 drawn from 9 valuation models.

Financial DNA score 83/100 — Exceptional. P/E of 10.6x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation
₹119.87
-36.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=9%, r=10%, tg=3%, n=10yr
Graham Number
₹147.63
-21.5%
√(22.5 × EPS × BVPS)
EPS=15.66, BVPS=61.86 · outside Graham range (P/E 10.6, P/B 3) — asset-light, treat as a rough floor
Graham Formula
₹705.26
+275.1%
EPS × (8.5 + 2g) × 6.5 ÷ FD_Rate
g=20%, FD=7%
P/E Fair Value
₹238.03
+26.6%
EPS × 15.2x (sector P/E)
EPS=15.66, Sector P/E=15.2x
Peter Lynch (PEG)
₹391.50
+108.2%
EPS × Growth% (PEG = 1 is fair)
EPS=15.66, g=25%
EV/EBITDA
₹629.87
+235.0%
(EBITDA × 18x − Net Debt) ÷ Shares
EBITDA=5.88B
Book Value (P/B)
₹437.63
+132.7%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=61.86, ROE=34.3%, g=6%, r=10%
Reverse DCF
₹188.04
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 0.2% | Historical: 25%
Margin of Safety
₹227.02
+20.7%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=302.7, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Educational data only. Not a recommendation to buy, sell or hold any security.