The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.
Price target range & 52-week position
Bear$5.90Fair value$28.17Bull$35.60
FairClose
52-week traded range
52W low $36.0952W high $51.93
The 52-week range is measured from the stored price history, not estimated.
Valuation summary
Trading above the consensus fair value
Employers Holdings, Inc. closed at $49.66, 76.3% above the consensus fair value of $28.17 drawn from 8 valuation models.
Financial DNA score 40/100 — Average. P/E of 108.0x against the 20x sector multiple the P/E model uses.
Quantitative summary only — not investment advice.
All valuation models
DCF Valuation
$35.60
-28.3%
Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10
g=8%, r=10%, tg=3%, n=10yr
Graham Number
$22.02
-55.7%
√(22.5 × EPS × BVPS)
EPS=0.46, BVPS=46.85 · outside Graham range (P/E 108, P/B 1.1) — asset-light, treat as a rough floor
P/E Fair Value
$9.20
-81.5%
EPS × 20x (sector P/E)
EPS=0.46, Sector P/E=20x
Peter Lynch (PEG)
$7.37
-85.2%
EPS × Growth% (PEG = 1 is fair)
EPS=0.46, g=16%
Dividend Discount (DDM)
$16.08
-67.6%
D1 ÷ (r − g) where D1 = D0×(1+g)
D0=1.26, r=10%, g=2%
Book Value (P/B)
$5.90
-88.1%
BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]
BVPS=46.85, ROE=1.3%, g=3%, r=10%
Reverse DCF
$49.66
+0.0%
Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV
Implied: 30.2% | Historical: -16%
Margin of Safety
$16.71
-66.4%
Avg(DCF, Graham, P/E) × 75% (25% safety buffer)
Avg fair value=22.27, MoS=25%
Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.
Educational data only. Not a recommendation to buy, sell or hold any security.