Esaf Small Finance Bank L

ESAFSFB NSE Financial Services Other Bank
₹39.61
-1.93%
Delayed · cached 15 min
Fair Value Analysis →

Price Chart

Price50-day avg200-day avg

How to read this: the line is the closing price over time. The two dashed lines are moving averages — the average price over the last 50 and 200 trading days — which smooth out daily noise to show the broader trend. Price above its moving averages reflects recent strength; below reflects recent weakness. Use the buttons to change the time range. Prices are end-of-day, not live.

Strengths

  • Sales have compounded about 17% a year over five years.
  • Promoters hold a majority stake (63.25%).

!Watch-points

  • Return on equity is on the lower side at -8.9%.
  • Return on capital employed is on the lower side at 5.7%.
  • The company reported a net loss in the latest period.

These points are generated automatically from the company’s reported figures to highlight what stands out. They are descriptive observations for educational purposes only — not advice or a recommendation to buy, sell, or hold.

Forensic Checks

Piotroski F-ScoreWeak
1 / 5

The F-Score adds one point for each of several year-on-year signs of improving profitability, lower leverage and better efficiency. Higher is generally stronger.

Based on 5 of the 9 signals — the rest need data not available for this stock.

These are well-known academic screening models, shown for educational context only. They describe historical financial patterns and are not predictions, advice, or a recommendation to buy, sell, or hold.

Key Ratios

Market Cap₹ 2,044 Cr
Current Price₹ 39.61
High / Low₹ 44.99 / 19.78
Stock P/E
Book Value₹ 34.60
Dividend Yield0%
ROCE5.65%
ROE-8.86%
Face Value₹ 10.00
Debt to Equity
PEG Ratio
EV / EBITDA32.88
Industry PE14.90
P/B Ratio1.1433107
EPS₹ -3.23
Debt
PAT Margin-4.69%
Cash PAT₹ -101 Cr
ICR
Promoter Holding63.25%
FII Holding0.31%
DII Holding3.80%
Public Holding32.63%

Note on calculated ratios: where a value is not published in the source data, we compute it from the reported financials — Debt to Equity = total borrowings ÷ (equity capital + reserves); EV / EBITDA = (market cap + debt − cash) ÷ (operating profit + depreciation); PEG = P/E ÷ 3-year profit growth %. These may differ slightly from other sources that use different periods or TTM figures. Current Price, Market Cap and P/E reflect the live quote (cached 15 min).

Compounded Sales Growth
10 Years
5 Years 17.00%
3 Years 7.00%
TTM 4.00%
Compounded Profit Growth
10 Years
5 Years
3 Years
TTM 99.00%
Stock Price CAGR
10 Years
5 Years
3 Years
1 Year 42.00%
Return on Equity
10 Years 4.00%
5 Years 1.00%
3 Years -4.00%
Last Year -9.00%
Educational data only. Not a recommendation to buy, sell or hold any security.