What sector does Essent Group Ltd. belong to?

Essent Group Ltd. operates in the Financials sector, specifically the Commercial & Residential Mortgage Finance industry, and is listed on the US markets.

What is the current share price of ESNT?

As of the latest available quote, ESNT traded at $68.18. This price is delayed and cached for about 15 minutes.

What is the P/E ratio of ESNT?

Essent Group Ltd. has a price-to-earnings (P/E) ratio of about 9.51. The P/E ratio compares the share price to earnings per share and is most useful when compared with sector peers and the company's own history.

What is the market capitalisation of ESNT?

The market capitalisation of Essent Group Ltd. is approximately $6.82B.

Is Essent Group Ltd. profitable?

For its latest reported financial year, Essent Group Ltd. recorded a net profit margin of about 54.72%.

Does ESNT pay a dividend?

Essent Group Ltd. currently has a dividend yield of about 1.93%.

What is the return on equity (ROE) of ESNT?

Essent Group Ltd. has a return on equity (ROE) of about 12.18%. ROE measures how much profit a company generates relative to shareholders' equity.

What is the 52-week high and low of ESNT?

Over the past 52 weeks, ESNT has traded between a low of $55.34 and a high of $70.37.

Essent Group Ltd.

ESNT US Financials Commercial & Residential Mortgage Finance

S&P 400

$68.18

-0.23%

Delayed · cached 15 min

Fair value analysis

ESNT

Essent Group Ltd.

$68.18

Close used for this calculation

$134.75Fair value

Financial DNA Score

Profitability · Returns · Balance Sheet · Efficiency · Growth

74/100

Profitability23/25

Returns14/25

Balance Sheet14/25

Efficiency23/25

Growth20/25

Strong

Quality radar

Consensus fair value

$134.75

Below FV

▲ +97.6% against the close used

Model range $67.01 – $168.46

The lowest and highest of the models that produced a value. This is the spread of the methods, not a price target.

Price target range & 52-week position

Bear$67.01Fair value$134.75Bull$168.46

FairClose

52-week traded range

52W low $55.8452W high $69.63

The 52-week range is measured from the stored price history, not estimated.

Valuation summary

Trading below the consensus fair value

Essent Group Ltd. closed at $68.18, 49.4% below the consensus fair value of $134.75 drawn from 9 valuation models.

Financial DNA score 74/100 — Strong. P/E of 9.9x against the 20x sector multiple the P/E model uses.

Quantitative summary only — not investment advice.

All valuation models

DCF Valuation

$168.46

+147.1%

Σ[CF×(1+g)^n/(1.10)^n] + TV/(1.10)^10

g=9%, r=10%, tg=3%, n=10yr

Graham Number

$98.10

+43.9%

√(22.5 × EPS × BVPS)

EPS=6.9, BVPS=61.98

P/E Fair Value

$138.00

+102.4%

EPS × 20x (sector P/E)

EPS=6.9, Sector P/E=20x

Peter Lynch (PEG)

$130.27

+91.1%

EPS × Growth% (PEG = 1 is fair)

EPS=6.9, g=18.9%

EV/EBITDA

$148.88

+118.4%

(EBITDA × 18x − Net Debt) ÷ Shares

EBITDA=827.1M

Dividend Discount (DDM)

$67.01

-1.7%

D1 ÷ (r − g) where D1 = D0×(1+g)

D0=1.24, r=10%, g=8%

Book Value (P/B)

$95.76

+40.5%

BVPS × (ROE−g)÷(r−g) [Justified P/B — RIM-based]

BVPS=61.98, ROE=12.2%, g=6%, r=10%

Reverse DCF

$68.18

+0.0%

Solve for g: Price = Σ[EPS×(1+g)^n/(1.10)^n] + TV

Implied: -2.5% | Historical: 18.9%

Margin of Safety

$101.14

+48.3%

Avg(DCF, Graham, P/E) × 75% (25% safety buffer)

Avg fair value=134.85, MoS=25%

Computed on September 12, 2026 from the most recent annual report on file and that day's closing price. Where a company has seen its earnings move sharply since its last annual report, this figure will lag the market.

Educational data only. Not a recommendation to buy, sell or hold any security.

Fair value analysis

Consensus fair value

Price target range & 52-week position

Valuation summary

All valuation models

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